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Life insurance companies are competitive and can be intimidating to new clients.

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Smartasset has 3 pros of term life insurance.

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Difference Between Term And Permanent Life Insurance / Term vs. Permanent Life Insurance â€" Napkin Finance. If you pass away before your time, will you be leaving a spouse to pay the mortgage? It is an umbrella that includes whole life, universal life, and variable life insurance. Permanent life insurance lasts for your entire life. Term life and whole life insurance are two of the most common options. Smartasset has 3 pros of term life insurance.